The Complaint alleges that National Credit Adjusters, L.L.C. and its employees violated the woman's rights when it repeatedly contacted her after she stated in writing that she did not want any further contacts. "Consumers have the right to cease communications with consumer debt collectors," says the woman's counsel, Joseph A. Mullaney, III, "pursuant to the Fair Debt Collection Practices Act." Mullaney advises, "When consumers no longer want to be contacted by out-of-control debt collectors, they should send a certified, return receipt requested letter to that effect." If a debt collector continues to contact the consumer, he or she may have a cause of action against the debt collector.
Nothing stated herein may be construed nor is it intended to be legal advice. For legal advice, consult an attorney.