A Pennsylvania woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection law firm, Apothaker & Associates, P.C., and several of its employees. The lawsuit alleges that the Defendants violated the Fair Debt Collection Practices Act (FDCPA), a powerful federal law regulating the conduct of consumer debt collectors. She filed her lawsuit in the federal court sitting in Philadelphia and demanded that judgment be entered against Apothaker & Associates for its alleged FDCPA violations and demanded statutory damages, actual damages, attorney’s fees, and the costs of her litigation.
The consumer hopes to bring to the Court's attention, among others, the following allegations:
1) Apothaker & Associates deceptively advised the consumer to ignore a state-court lawsuit it first filed against her if she made payment arrangements on an alleged consumer debt.
2) Apothaker & Associates failed to advise the consumer that it was actually attempting to collect an alleged consumer debt when discussing the state-court lawsuit with her.
3) Apothaker & Associates' employee pretended to be an attorney when it was not an actual attorney.
4) Apothaker & Associates threatened to default the consumer in the state-court action because she did not file an answer to that lawsuit. This threat was issued after it told her that she did not have to worry about the state-court lawsuit.
5) Apothaker & Associates unfairly increased the amount she allegedly owed after she allegedly agreed to begin making payments on a lesser amount.
6) Apothaker & Associates stated that it was not a debt collector when, in fact, it clearly is.
7) Apothaker & Associates refused to provide the consumer with written confirmation of a payment plan in lieu of her having to worry about the state-court lawsuit.
"Consumers should be very wary of any debt collector refusing to give written confirmation of a payment plan," said the consumer's attorney, Joseph A. Mullaney, III. "When a consumer is sued on a debt, he or she should never trust the debt collector's word that the consumer can ignore the lawsuit," Mullaney continued. "How is a court to know that you settled the suit if there is nothing in writing?" he inquired. "Better yet, when a debt collector sues a consumer, that consumer should immediately and without delay contact a consumer rights attorney." "Most consumers are ill-equipped to deal with the deceptions debt collectors say to get money out of them," he continued. "In fact, most consumers do not even know their rights were violated until it is too late; by then, the court has already defaulted them."
Pennsylvania and New Jersey consumers who believe their fair debt collection rights have been violated are invited to visit www.ConsumerLitigators.com for a free case evaluation by an experienced consumer rights attorney with the Law Office of Dimitrios Kolovos, LLC. Nothing stated herein may be construed nor is it intended to be legal advice. For legal advice, consult an attorney.
Apothaker & Associates, P.C.
520 Fellowship Road, Suite C306
Mount Laurel, NJ 08054-3410
Telephone Nos.: 856-780-1000 & 215-634-8920 & 800-672-0215
Fax Nos.: 856-780-1020 & 215-634-8421 & 800-757-4928