Federal Appeals Court Upholds Finding that Midland Funding Violated the FDCPA

Four years after the default, the consumer was still living in Pennsylvania.  She had not been sued in a collection lawsuit.  Pennsylvania generally has a 4-year statute of limitation for breaches of contracts including the kind of credit the consumer obtained from Gateway.  On that basis, the consumer could not be sued in Pennsylvania thereafter because... Read More... Federal Appeals Court Upholds Finding that Midland Funding Violated the FDCPA